You remember the days when money wasn’t a problem. Okay, well, less of a problem. Back then, you could eat out a few times a week without thinking of it. You easily saved up for that new dress or shirt you always wanted. You consistently managed to pay the… Read More

Wait, how is it Christmastime already? you ask the calendar in front of you. While you’re looking forward to the Christmas celebrations, you’re also overwhelmed with anxiety. Christmas is expensive. With all the gifts and décor and parties, your bank account quickly drains down to zero. You’re worried… Read More

You’re a planner. You plan for vacation, your kids’ education, and that much-needed new home appliance. You didn’t plan on your loved one getting sick. At first you said, We can do this. You pinched pennies, tapped into savings, got by. But as the illness… Read More

As you sit down at your desk, and prepare for another day in the office, you overhear a conversation between two of your coworkers. “My husband and I just closed on a house in the most perfect neighborhood,” one of them says. She names a part of town you wouldn’t… Read More

Following the 2008 recession, my father was laid off three times in two years due to organizational downsizing. Without notice, our circumstances changed dramatically. The comfortable life we had embraced, including a spacious house and beautiful commute along mountains and rivers, was gone. We moved to a more… Read More