As you pay your bills, you get that familiar sinking feeling. Your expenses—groceries, mortgage, car payments, gas, clothes for the kids—add up quickly. Next month we’ll have more wiggle room, you think. But as you click “submit” on your last bill, you wonder if you’re just kidding yourself. You wonder… Read More

Nobody likes debt. Although healthy debt management can open doors to success and security, it also has the potential to get out of control quickly, sometimes becoming a burden that feels unmanageable. I remember my very first credit card. I turned 18 during my senior year of high school and… Read More

Life often feels like a checklist of paying bills and meeting budgets. Just when you have a grasp on the “big ticket” items—rent, mortgage, car payments—all the little details become increasingly prominent. Phone bills grow, insurance premiums rise and utilities become harder to manage, leaving you searching for the… Read More

Your bank account is empty. You’ve checked under all the couch cushions for extra change, picked up extra shifts at work and put off buying anything that you didn’t absolutely need. But, until the next pay check, you are in a pretty tight place. It’s at times like… Read More