An article I recently read revealed that 72% of Americans stress over money at least once a month. That’s a little over 7/10 people. That’s a majority. Are you in that majority? Maybe you’re caught under the mountain of student loan debt that never seems to… Read More

You sit at the kitchen table, running your fingers through you hair. You slowly clench and unclench your jaw. You think about bolting but know you have to do what you’re about to do. Heart pounding, you finally push the “sign in” button. You think about looking away… Read More

It wasn’t a matter of me not earning enough. It was a matter of me spending too much. My occasional splurges were becoming more and more routine, and the credit cards I carried in my purse made it too easy for me to throw self-control out the window and overspend. Read More

You’ve done everything right. You budget each month—this much for groceries, that much for rent. No unnecessary meals out. No new shoes. But there’s just never enough for savings. We’ll get there next month, you think. We’ll have a little extra then. And then the unexpected happens. The car breaks… Read More

You’re down to your last dollar. Maybe you’ve been scraping by for months, or maybe you’re a new member of the “I can’t even look at my bank account” club. Either way, you have no idea how you’ll survive the next month—let alone the next 24 hours. And here… Read More

Have you ever committed to cracking down on your spending, only to find yourself broke a month later? For a week or two, you stuck to your extra-tight budget. But shortly thereafter, everything fell apart. Your growing kids needed clothes that fit properly. You had to to hire a… Read More

You’ve felt this sinking feeling in your stomach before. While driving home from work, you hear a screech and a clunk from underneath your car. Instantly, you pull over and drop your head in your hands. Seriously? Not now, not today, you think to yourself. I don’t have the… Read More

For my first unofficial job, I charged a whopping $12 to mow lawns in my neighborhood. At first, I wanted to experience the responsibility of running my own business. But quickly, this excitement evolved into something different: if I didn’t mow lawns, I wouldn’t be able to buy all the… Read More

Life has a way of draining my bank account. As soon as everything feels under my control, I have to purchase new tires for my car, buy presents for six special occasions, pay overages on my utility bill and replace my broken phone—all in the same month. In a… Read More

As you drop your mail on the kitchen table, an envelope falls from the stack and hits the floor. “Minimum payment past due,” it reads, printed in red ink. You pick up the envelope begin to tear it open, but decide to drop it back on your mail pile instead. Read More